Joey Milam at a glance
Joey Milam is a Licensed Loan Officer with Alpha Mortgage Advantage, licensed in North Carolina and serving Wilmington, Leland, Jacksonville, Hampstead, Southport, Wrightsville Beach, Burgaw, Sneads Ferry, Topsail Island and Oak Island.
- Brokerage
- Alpha Mortgage Advantage
- License
- NMLS# 117399
- Office
- 110 Dungannon Blvd, Suite 100 Wilmington, NC 29403
- Areas served
- Wilmington, Leland, Jacksonville, Hampstead, Southport, Wrightsville Beach, Burgaw, Sneads Ferry, Topsail Island and Oak Island
- Phone
- 910-250-8888
Get in touch
Joey is here to help with buying, selling, or just making sense of the process — reach out directly, or save this info for later.
Apply Nowjoey.mortgageAbout Joey Milam
“Guiding Coastal North Carolina Homebuyers Home | Trusted Local Mortgage Expertise in Wilmington”
Joey Milam is a licensed Mortgage Banker (NMLS# 117399) with Alpha Mortgage in Wilmington, North Carolina, dedicated to providing clear, reliable residential home financing solutions throughout coastal North Carolina. Backed by deep local market knowledge and a transparent, numbers-driven approach, Joey guides homebuyers, investors, and homeowners through every phase of the lending process. With a strong reputation built on responsive communication, punctual closings, and client-first guidance, he serves as a trusted lending partner for clients across New Hanover, Brunswick, and Pender counties.
Specializing in a comprehensive range of residential loan programs, Joey structures tailored financing solutions for every scenario. His lending expertise spans Conventional, FHA, VA, and USDA home loans, alongside Jumbo financing, new construction builder loans, temporary interest rate buydowns, and condominium approvals. For self-employed borrowers and real estate investors requiring flexible solutions, Joey provides specialized Non-QM options—including bank statement, DSCR, and asset-qualifier loans—ensuring borrowers receive loan structures matched to their unique financial profile.
Property Specialties
Buyer & Financing Experience
Communities Served
Local guides to the areas Joey serves
- Living in Wilmington, NC: What Buyers Should Know Before Moving
- Buying an Investment Property on Oak Island, NC: What to Check Before You Buy
- The Benefits of Living in Southport, NC Year-Round: Why Full-Time Residents Get the Best of the Town
- Oak Island vs. Southport: How to Choose Between Two Great Coastal Towns
- What It's Like Living on Oak Island, NC: Vacation Home or Full Time?
- What It's Really Like Living in St. James, NC: Wildlife, Golf, Beach Club, and the Quiet Coastal Life
Questions about working with Joey Milam
What areas does Joey Milam serve?
Joey Milam serves Wilmington, Leland, Jacksonville, Hampstead, Southport, Wrightsville Beach, Burgaw, Sneads Ferry, Topsail Island and Oak Island, North Carolina.
Which brokerage is Joey Milam with?
Joey Milam is with Alpha Mortgage Advantage (firm license #1860353), 110 Dungannon Blvd, Suite 100 Wilmington, NC 29403.
What types of property does Joey work with?
Joey works with Single-Family Homes, Luxury, New Construction, Condos & Townhomes, Vacation & Second Homes, Waterfront & Coastal, Investment & Rental Properties, 55+ / Active Adult and Multi-Family / Duplex.
What kinds of buyers does Joey help?
Joey has experience with First-Time Buyers, FHA & USDA Buyers, Relocation, Downsizing & Retirees, VA Loan / Military Relocation and Investors / 1031 Exchange.
How do I contact Joey Milam?
You can call or text 910-250-8888 or email joey@alphamortgageadvantage.com, or use the “Ask Joey” button on this page to send a question directly.
