All Articles
107 articles on buying, selling, financing, insuring, and maintaining a home — newest first.
Legal
North Carolina Is an Attorney State: Why an Attorney Is Involved in Your Real Estate Closing
North Carolina requires an attorney, not just a title company, to close a home sale. Here's why, and what that means for buyers and sellers.
Buying a Home
Buying a Fixer-Upper: How to Tell a Good Deal From a Money Pit
Buying a Fixer-Upper: How to Tell a Good Deal From a Money Pit
Local Market
Buying an Investment Property on Oak Island, NC: What to Check Before You Buy
Buying an Investment Property on Oak Island, NC: What to Check Before You Buy
Selling
Selling a Vacation Home: What's Different From Selling Your Primary Residence
You’ll learnWhy a second home usually falls outside the primary-residence capital gains exclusion, and how past depreciation can be recaptured at sale
Home Maintenance
Septic System Maintenance for Coastal Homeowners: What Most People Get Wrong
You’ll learnHow a septic tank separates sludge, scum and effluent, and why solids left to accumulate eventually clog the drain field soil
Buying a Home
Buying Sight Unseen: A Long-Distance Buyer's Guide to Purchasing a Home From Out of State
You’ll learnWhich conditions lower the risk of a sight-unseen purchase, and which ones — older homes, waived contingencies — raise it
Insurance
Landlord Insurance for Rental Properties: How It's Different From a Homeowners Policy
You’ll learnWhy a homeowners policy is written around owner-occupancy, and how leaving a carrier uninformed of the change can be treated as misrepresentation
Selling
Selling As-Is: What It Really Means and When It Makes Sense
You’ll learnWhy an as-is sale is a position on repairs rather than a waiver of the seller's duty to disclose known material defects
Financing
Everything You Need to Know About HELOCs
You’ll learnHow a HELOC's draw period and repayment period differ, and why the monthly payment can jump when the line shifts into repayment
Selling
Days on Market: What It Really Signals to Buyers and Sellers
You’ll learnWhat days on market measures: the market's reaction to a specific price at a specific moment, not a grade on the home
Home Maintenance
Exterior Paint and Caulking: When It's Maintenance vs. When It's Cosmetic
You’ll learnWhy chalking and fading alone are largely cosmetic, while cracking, peeling or bubbling paint means the surface is no longer sealed
Insurance
Home Insurance Deductibles: How Choosing the Right One Changes Your Premium
You’ll learnHow a flat-dollar deductible differs from a percentage deductible, which is calculated against dwelling coverage rather than the size of the claim