Free Guide
How to Prepare to Buy a Home in 3 Months
A month-by-month playbook that takes you from “thinking about it” to holding the keys. Pre-approval, the real monthly number, choosing representation that works for you, and how to move fast on the right home without overpaying.
What you’ll learn
- How to build a budget on the full PITI payment rather than the price tag your pre-approval allows
- Why a pre-approval is a ceiling and not a target, and the four cash amounts you need at closing
- What a buyer-agency agreement covers, and why agent compensation is now negotiated openly and up front
- Which contingencies — inspection, appraisal and financing — protect your earnest money, and what waiving one risks
- How to compare lenders on a written Loan Estimate, and the credit moves to avoid before you close
Scott Gentry