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The buying playbook

Stage 6: Closing

Checking the numbers, the final walkthrough and what happens at the closing table.

  1. Read 1 · 4 minClosing Disclosure vs. Loan EstimateWhy you must receive the Closing Disclosure at least three business days before closing
  2. Read 2 · 9 minThe final walkthroughWhat the final walkthrough is for, and why it is not a second inspection or a new negotiation
  3. Read 3 · 8 minEscrow: who holds your moneyHow transaction escrow and mortgage escrow are two different jobs under one word, usually handled by entirely different companies
  4. Read 4 · 11 minLowering closing costsThe four buckets closing costs fall into: lender fees, services you can shop, services you cannot, and prepaids and government fees
  5. Read 5 · 5 minWhat happens at closingWhy the Closing Disclosure arrives at least three business days ahead, and what to compare it against line by line
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